Listen. It hits families all over the earth like a punch to the stomach.

You don't notice it at first, but shortly you find yourself living in a paycheck to paycheck world. What you do one month is gone before you have any time to add it to your savings account...

Before you have time to fill your cupboards simply one last time (while you wait for your next paycheck)... And decidedly before you do any dent on your credit card balance.

Families all over are bond by their financial obligation racked up over the years. The burden is immense. You don't want anyone to cognize you're having a hard t